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Paybill

Paybill is a Kenya-based technology company building critical financial and regulatory systems for the African market.

We design and develop infrastructure that powers tax compliance, payments, banking, and commerce, with a strong focus on local regulations, reliability, and long-term scalability.

Our work spans both public-sector compliance systems and private-sector financial platforms, built to operate in real African environments—not idealized ones.

🧭 Our Focus

We build systems that sit at the core of business and government operations, including:

  • Tax & Compliance Systems

    • eTIMS (Kenya)
    • EFRIS (Uganda)
    • Other electronic invoicing & tax authority integrations

  • Point of Sale (POS) Systems

    • Retail, hospitality, and enterprise-grade POS
    • Offline-first, high-availability designs

  • Core Banking & Financial Platforms

    • Ledger systems
    • Account management
    • Transaction processing

  • Mobile Money & Payments

    • M-Pesa and regional mobile money integrations
    • Payment gateways and reconciliation systems

  • Enterprise & Government Integrations

    • Secure APIs
    • Reporting pipelines
    • Audit-ready architectures

🧠 Principles We Build By

  • Regulation-first, not regulation-later Compliance is designed in from day one.
  • Clarity over cleverness Systems should be understandable by humans, not just machines.
  • Reliability beats novelty If it handles money, uptime and correctness come first.
  • Local context matters Network instability, regulation changes, and scale realities are first-class concerns.
  • Long-term maintainability We optimize for systems that still make sense years from now.

We don’t build magic. We build systems you can reason about.

🛠️ Technology Stack

Our stack is chosen for stability, clarity, and operational control:

  • TypeScript, PHP (core languages)
  • Terraform (infrastructure orchestration)
  • Relational databases (schema-first design)
  • Cloud-agnostic architecture
  • Explicit ACL & policy models
  • Event-driven and API-first designs where appropriate

We favor boring, proven tools—used well.

🌍 Open Source & Community

Paybill is open-source and community-driven.

We actively welcome:

  • Infrastructure engineers
  • Platform engineers
  • SaaS architects
  • Fintech & payments engineers
  • AI engineers who value safety and structure

If you care about building systems that scale responsibly in Africa, you’ll feel at home here.

🤝 Contributing

Each repository includes:

  • Clear scope and responsibilities
  • Opinionated architecture
  • Contribution guidelines

Start with:

  • Issues
  • Discussions
  • Design proposals

Thoughtful contributions are valued over volume.

📫 Contact

🌐 https://paybill.ke 🐙 https://github.com/paybillke

Paybill Kenya

Control the platform. Scale with confidence.