Watch your wealth grow.Month by month.
Your net worth, ISAs and pensions — finally in one place. For people who want to take their finances seriously.
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Why Ledgi?
Most finance tools ignore how UK money actually works. Ledgi doesn't.
One dashboard for everything you own
Your current accounts, ISAs, pensions, investments, property, and debts, all visible in one place. No more logging into six different apps to understand where you stand.
Designed around ISAs, pensions, and tax years
Track your ISA contributions against the £20,000 annual allowance. Monitor workplace pensions and SIPPs. Everything follows the UK tax year, because your finances do.
A five-minute monthly ritual
A guided check-in each month: update your balances, snapshot your net worth, and see exactly how your wealth changed. No spreadsheet required.
Encrypted before it’s stored
Every balance, account name, and holding is encrypted field by field before it reaches the database. Your financial data stays unreadable, even to us.
Everything you need to track your wealth
From your first ISA to your retirement pension, all in one private view.
Net Worth Tracking
See your total assets, liabilities, and net worth, calculated automatically across every account. Track how it changes month by month with historical snapshots.
Investment Portfolio
Track stocks, ETFs, and crypto holdings with live market prices. See your cost basis, current value, and gain or loss per holding.
ISA Allowance Tracking
Monitor contributions across Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs, and Innovative Finance ISAs. Know exactly how much allowance you have left this tax year.
Pension Overview
Bring your workplace pensions, SIPPs, and state pension into a single view. See your total pension value across every provider.
Spending Analytics
See if you’re spending more than you earn, whether spending is trending up or down, and how this month compares to last. All derived automatically from your monthly snapshots.
Monthly Reviews
A guided flow that walks you through every account. Update balances, take a net worth snapshot, and see your monthly change. All in under five minutes.
Property & Mortgage
Track property valuations and mortgage balances side by side. See your real equity at a glance, updated as you pay down your mortgage.
Field-Level Encryption
Your financial data is encrypted field by field using AES encryption before storage. Account names, balances, and holdings are unreadable in the database.
Your finances, accessible to your AI agent
Let your AI handle the admin. You focus on the decisions. Install our CLI or Claude Code skill and let your agent check your net worth, update balances, track ISA allowances, and take monthly snapshots, all through natural language. Included in your plan.
“What’s my net worth?”
Your net worth is £47,250 across 6 accounts.
“How much ISA allowance do I have left?”
£12,000 remaining of your £20,000 allowance.
“Add my Monzo account with £2,500”
Created: Monzo Current (£2,500.00 GBP)
One plan. Full access.
Try Ledgi free for 60 days. No credit card needed to start.
Frequently asked questions
Everything you need to know before getting started.
What exactly is Ledgi?
Ledgi is a personal finance dashboard that shows your complete financial picture in one place. You log the accounts you have (bank, ISA, pension, investments, property, debts) and their current balances, update them each month, and Ledgi calculates your net worth and tracks how it changes over time.
What's a "snapshot" or "monthly review"?
Once a month, you go through a quick review where you update each account's balance to its current value. Ledgi then saves a snapshot, which is a record of your net worth at that point in time. Over months, these snapshots build a chart showing your financial progress.
Does Ledgi connect to my bank?
No, and that's by design. You enter your balances manually. This means no sharing your bank login, no third-party access to your accounts, and no data syncing issues. It takes about five minutes a month.
Is my financial data safe?
Yes. Every balance, account name, and holding is encrypted field by field using AES encryption before it's stored. Your data is unreadable in the database, even to us.
Why is it UK-focused?
Ledgi understands ISA allowances (Cash, Stocks & Shares, Lifetime, Innovative Finance), UK tax years (April to April), workplace pensions, SIPPs, and student loan plans. Most finance trackers treat these as afterthoughts. Ledgi is built around them.
How much does it cost?
Ledgi is free for 60 days with no credit card required. That gives you two full monthly reviews before you decide. After that, it's £2.99/month or £26.99/year (saving over 20%). Less than a coffee per month. You can cancel anytime.
Can I track investments and crypto?
Yes. You can add individual holdings (stocks, ETFs, crypto) inside investment accounts. Ledgi fetches live prices so your portfolio value stays current between monthly reviews.
See your full financial picture this week
Set up in 2 minutes. Free for 60 days. No bank connections, your data stays with you.