The open payment routing

protocol.

frmwrk.

engine.

bridge.

network.

rail.

Unify fiat and stablecoin payments globally, with speed, transparency, and compliance built in.

cNGN

KES

USDT

GHC

Get Started

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Get Started

Read docs

ethereum

Grow Your Business with Seamless Stablecoin Payments

Plug into Paycrest's routing protocol to give your users instant onramp and offramp. Local currency to stablecoins and back. One API. Zero sender fees. Settlements in seconds, not days.

Start building

"Paycrest has been an outstanding offramp partner for Hurupay across our key markets in our Africa corridors. What sets them apart is their aggregator model, by pooling multiple liquidity partners in each market, they've been able to keep offramp services running smoothly around the clock. For a fintech operating across multiple African markets, that kind of reliability isn't a nice-to-have; it's everything."

— Maxwel, CTO at Hurupay

The infrastructure behind Paycrest’s fast, reliable global settlements.

Three layers working together: smart contracts that hold funds in escrow, a routing engine that finds the best provider, and settlement tools that move money in either direction.

Gateway Smart Contracts

Onchain escrow that secures every transaction. Funds are locked until settlement is confirmed, or automatically refunded if it fails. Protocols and smart contracts can create orders directly on the Gateway.

Smart Routing Engine

Every payment order is matched to the best-priced, fastest liquidity provider in the network. Routing is automatic, competitive, and fully transparent. No manual selection needed.

Settlement Tools

Connected to local payment rails like bank transfers and mobile money. Delivers fiat on offramp, receives it on onramp. The last mile, handled.

A flexible payment infrastructure built to power any use case.

Whether you're a wallet, a fintech, a payroll platform, or an exchange, Paycrest handles the last mile in both directions.

Explore the Sender API

Become a provider

Explore the sender API

Become a provider

Explore the sender API

Become a provider

Wallet Solutions
Let your users onramp and offramp directly from their wallet. Buy stablecoins with local currency or cash out to a bank account. No third-party redirect, no friction.
DeFi On/Off-Ramps
NFT Marketplace Payouts
Crypto Exchange Fiat Access
Retail Wallet Funding
Emerging Fintech Platforms
Add onramp and offramp to your product in minutes using the Sender API. Focus on your product, we handle conversion and settlement.
B2B Payment Processing
SME Wallet Top-Ups
Gig Payouts
Treasury On/Off-Ramps
Treasury & Finance Teams
Run payroll in stablecoins. Employees and contractors receive local currency, automatically, in 10+ supported countries.
Cross-Border Payroll
Supplier Payments
Treasury Hedging or FX Conversions
Processors & Exchanges
Offer instant onramp and offramp as a feature to your users. Plug into Paycrest's distributed liquidity network instead of building your own.
Corridor Liquidity Provision
On/Off-Ramp Routing
FX Settlement Automation
DeFi Protocols & Smart Contracts
Create payment orders directly on the Gateway contract. Your protocol can trigger fiat settlements on-chain, making Paycrest fully composable with any DeFi workflow.
Gaming Wallet Funding (Fiat → Stablecoin)
Content Creator Withdrawals (Stablecoin → Fiat)
Compliance-Triggered Payment Events

Wallet Solutions
Let your users onramp and offramp directly from their wallet. Buy stablecoins with local currency or cash out to a bank account. No third-party redirect, no friction.
DeFi On/Off-Ramps
NFT Marketplace Payouts
Crypto Exchange Fiat Access
Retail Wallet Funding
Emerging Fintech Platforms
Add onramp and offramp to your product in minutes using the Sender API. Focus on your product, we handle conversion and settlement.
B2B Payment Processing
SME Wallet Top-Ups
Gig Payouts
Treasury On/Off-Ramps
Treasury & Finance Teams
Run payroll in stablecoins. Employees and contractors receive local currency, automatically, in 10+ supported countries.
Cross-Border Payroll
Supplier Payments
Treasury Hedging or FX Conversions
Processors & Exchanges
Offer instant onramp and offramp as a feature to your users. Plug into Paycrest's distributed liquidity network instead of building your own.
Corridor Liquidity Provision
On/Off-Ramp Routing
FX Settlement Automation
DeFi Protocols & Smart Contracts
Create payment orders directly on the Gateway contract. Your protocol can trigger fiat settlements on-chain, making Paycrest fully composable with any DeFi workflow.
Gaming Wallet Funding (Fiat → Stablecoin)
Content Creator Withdrawals (Stablecoin → Fiat)
Compliance-Triggered Payment Events

Wallet Solutions
Let your users onramp and offramp directly from their wallet. Buy stablecoins with local currency or cash out to a bank account. No third-party redirect, no friction.
DeFi On/Off-Ramps
NFT Marketplace Payouts
Crypto Exchange Fiat Access
Retail Wallet Funding
Emerging Fintech Platforms
Add onramp and offramp to your product in minutes using the Sender API. Focus on your product, we handle conversion and settlement.
B2B Payment Processing
SME Wallet Top-Ups
Gig Payouts
Treasury On/Off-Ramps
Treasury & Finance Teams
Run payroll in stablecoins. Employees and contractors receive local currency, automatically, in 10+ supported countries.
Cross-Border Payroll
Supplier Payments
Treasury Hedging or FX Conversions
Processors & Exchanges
Offer instant onramp and offramp as a feature to your users. Plug into Paycrest's distributed liquidity network instead of building your own.
Corridor Liquidity Provision
On/Off-Ramp Routing
FX Settlement Automation
DeFi Protocols & Smart Contracts
Create payment orders directly on the Gateway contract. Your protocol can trigger fiat settlements on-chain, making Paycrest fully composable with any DeFi workflow.
Gaming Wallet Funding (Fiat → Stablecoin)
Content Creator Withdrawals (Stablecoin → Fiat)
Compliance-Triggered Payment Events

Programmable payouts that move with precision

We abstract the complexity of fiat-to-stablecoin and stablecoin-to-fiat conversion, compliance, and routing logic, so you can focus on shipping fast, secure money-moving features.

30sec

Average delivery time

98.7%

Reliability

8

Blockchain networks

5+

Fiat currencies live

BUILT ON PAYCREST

Noblocks

The simplest way to move between crypto and cash. Noblocks is a reference consumer app built on top of the Paycrest protocol.

Try noblocks

Try Noblocks

Who can use Paycrest?

Businesses (Senders)

You build the product, we handle the money movement. Integrate our Sender API to offer your users onramp and offramp, fiat to stablecoins and back, with zero sender fees, instant settlement, and coverage across Africa and beyond.

Start sending

Protocols & Developers

Create orders via the Sender API or directly on the Gateway smart contract. If your protocol can call a contract, it can settle payments through Paycrest.

Read docs