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We refer to this automatically-collected information as “Device Information.”")]),t("p",[e._v("We collect Device Information using the following technologies:")]),t("ul",[t("li",[e._v("“Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org.")]),t("li",[e._v("“Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.")]),t("li",[e._v("“Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site.")])]),t("p",[e._v("Additionally when you fill in a form or attempt to place an order through the Site, we collect certain information from you, including your name, company, job title, email address, and phone number. We refer to this information as “Contact Information.”")]),t("p",[e._v("When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Contact Information.")]),t("h2",[e._v("How do we use your personal information?")]),t("p",[e._v("We use the Contact Information that we collect generally to process your request submitted through the Site (including arranging for software package delivery, and providing you with requested information). Additionally, we use this Contact Information to:")]),t("ul",[t("li",[e._v("Communicate with you;")]),t("li",[e._v("Screen our requests for potential risk or fraud; and")]),t("li",[e._v("When in line with the preferences you have shared with us, provide you with information or advertising relating to our products or services.")])]),t("p",[e._v("We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).")]),t("h2",[e._v("Sharing your personal information")]),t("p",[e._v("\n      We share your Personal Information with third parties to help us use your Personal Information, as described above. For example, we use Netlify to power the Site — you can read more about how Netlify uses your Personal Information here:\n      "),t("a",{attrs:{href:"https://www.netlify.com/privacy/",target:"_blank"}},[e._v("https://www.netlify.com/privacy/")]),e._v(". We also use Google Analytics to help us understand how visitors use the Site — you can read more about how Google uses your Personal Information here:\n      "),t("a",{attrs:{href:"https://www.google.com/intl/en/policies/privacy/",target:"_blank"}},[e._v("https://www.google.com/intl/en/policies/privacy/")]),e._v(". 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If you would like to exercise this right, please contact us through the contact information below.")]),t("p",[e._v("Additionally, if you are a European resident we note that we are processing your information in order to fulfill contracts we might have with you (for example if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information will be transferred outside of Europe, including to Canada and the United States.")]),t("h2",[e._v("Data retention")]),t("p",[e._v("When you submit a request through the Site, we will maintain your Contact Information for our records unless and until you ask us to delete this information.")]),t("h2",[e._v("Changes")]),t("p",[e._v("We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons.")]),t("h2",[e._v("Contact us")]),t("p",[e._v("\n      For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at\n      "),t("a",{attrs:{href:"mailto:tilisy@enablebanking.com"}},[e._v("tilisy@enablebanking.com")]),e._v(".\n    ")])])}],ct={},lt=Object(j["a"])(ct,st,it,!1,null,null,null),ut=lt.exports,dt=function(){var e=this,t=e._self._c;return t("article",[t("h1",[e._v("Terms of Service")]),t("p",[e._v("Last updated: October 12, 2020")]),t("p",[e._v("Please read these terms of service carefully before using Tilisy.")]),t("p",[e._v("\n    Tilisy is an online service owned and operated by Enable Banking Oy, registered in\n    Tekniikantie 2 F 309, 02150 Espoo, Finland, VAT number FI29884997 (hereinafter “the Company”,\n    “our”, “us” or “we”).\n  ")]),t("p",[e._v("\n    The following terms and conditions govern all use of the tilisy.com and\n    tilisy.enablebanking.com websites (hereinafter “Tilisy” or “the Service”).\n  ")]),t("p",[e._v("\n    Your access to and use of the Service is conditioned on your acceptance of and compliance with\n    the terms and conditions contained herein and all other operating rules, policies (including,\n    without limitation, "),t("router-link",{attrs:{to:{name:"privacy"}}},[e._v("Tilisy's Privacy\n    Policy")]),e._v(") published on the Service by the Company (collectively, “the Agreement”).\n    The Agreement applies to all visitors, users and others who access or use the Service. By\n    accessing or using the Service you agree to be bound by the Agreement. If you disagree with\n    any part of the Agreement then you may not access the Service.\n  ")],1),t("p",[e._v("\n    You represent that you are over the age of 18. The Company does not permit those under 18 to\n    use the Service.\n  ")]),t("p",[e._v("\n    To use Tilisy, you must authenticate using your Account Servicing Payment Service Provider\n    (hereinafter ASPSP). After you choose your ASPSP, a temporary user profile is automatically\n    created in order to provide you the Service. The temporary user profile will be closed when\n    you choose to end using the service or after fifteen (15) minutes of inactivity.\n  ")]),t("p",[e._v("\n    The Company is a registered service provider supervised by the Financial Supervisory Authority\n    (FIN-FSA). With your explicit consent, for your use of the Service, the Company may obtain\n    information from your ASPSP about your accounts, cards, and their balances and transactions.\n    The Company cannot guarantee that the Service can be used with all ASPSPs nor that the Service\n    provides all data available through ASPSPs’ services.\n  ")]),t("p",[e._v("\n    You retain the rights to the data that you provide to the Services, including but not limited\n    to the data provided by ASPSPs, but you give the Company a non-exclusive right to use this\n    data so that the Service can function for you.\n  ")]),t("h2",[e._v("Paid Services")]),t("p",[e._v("\n    Optional paid data export is available on Tilisy. The paid service is subject to a one-time\n    payment. Total cost of the service is presented to you before the payment and depends on\n    the options you choose and additional information, such as discount/promo codes, you\n    provide. Payment can be made through a card payment such as Visa or MasterCard and is\n    processed by Stripe payment processing service.\n  ")]),t("p",[e._v("\n    By making a request through the Service to make data export (hereinafter “the Order” or “your\n    Order”), you warrant that you are legally capable of entering into binding contracts.\n  ")]),t("p",[e._v("\n    You represent and warrant that: (i) you have the legal right to use any credit or debit\n    card(s) in connection with any Order; and that (ii) the information you supply to us is true,\n    correct and complete.\n  ")]),t("p",[e._v("\n    By submitting such information, you grant us the right to provide the information to Stripe\n    payment processing service for purposes of facilitating the completion of your Order.\n  ")]),t("p",[e._v("\n    We reserve the right to refuse or cancel your Order at any time for certain reasons including\n    but not limited to:\n  ")]),e._m(0),t("p",[e._v("\n    We reserve the right to refuse or cancel your Order if fraud or an unauthorized or illegal\n    transaction is suspected.\n  ")]),t("p",[e._v("\n    The Company reserves the right to revise its prices at any time prior to accepting the Order.\n  ")]),t("h2",[e._v("Links to Other Websites")]),t("p",[e._v("\n    Tilisy may contain links or redirect you to third-party web sites or services that are not\n    owned or controlled by the Company, including but not limited to ASPSPs’ web sites or\n    services.\n  ")]),t("p",[e._v("\n    The Company has no control over, and assumes no responsibility for, the content, privacy\n    policies, or practices of any third party web sites or services. You further acknowledge and\n    agree that the Company shall not be responsible or liable, directly or indirectly, for any\n    damage or loss caused or alleged to be caused by or in connection with the use of or reliance\n    on any such content, goods or services available on or through any such web sites or services.\n  ")]),t("p",[e._v("\n    We strongly advise you to read terms and conditions and privacy policies of any third-party\n    web sites or services that you visit.\n  ")]),t("h2",[e._v("Intellectual Property")]),t("p",[e._v("\n    The Agreement does not transfer from the Company to you any Company’s or third party\n    intellectual property, and all right, title and interest in and to such property will remain\n    (as between the parties) solely with the Company. Tilisy, Tilisy.com, the Tilisy logo, Enable\n    Banking Oy, Enablebanking.com and all other trademarks, service marks, graphics and logos used\n    in connection with the Service, or the Company are trademarks or registered trademarks of the\n    Company or the Company’s licensors. Other trademarks, service marks, graphics and logos used\n    in connection with the Service may be the trademarks of other third parties. Your use of the\n    Service grants you no right or license to reproduce or otherwise use any Company’s or\n    third-party trademarks.\n  ")]),t("h2",[e._v("Termination")]),t("p",[e._v("\n    We may terminate or suspend your access immediately, without prior notice or liability, for\n    any reason whatsoever, including without limitation if you breach the Agreement.\n  ")]),t("p",[e._v("\n    If for any reason you no longer wish to use the Service, you have to exit the Service and all\n    your personal data will be permanently deleted or anonymised no longer than after twenty four\n    (24) hours after you used the Service last time.\n  ")]),t("p",[e._v("\n    Upon termination, your right to use the Service will cease immediately.\n  ")]),t("h2",[e._v("Limitation of Liability")]),t("p",[e._v("\n    Notwithstanding any damages that you might incur, the entire liability of the Company and any\n    of its suppliers under any provision of the Agreement and your exclusive remedy for all of the\n    foregoing shall be limited to the amount actually paid by you through the Service during the\n    twelve (12) month period prior to the cause of action or 100 EUR if you haven't purchased\n    anything through the Service.\n  ")]),t("p",[e._v("\n    To the maximum extent permitted by applicable law, in no event shall the Company or its\n    suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever\n    (including, but not limited to, damages for loss of profits, loss of data or other\n    information, for business interruption, for personal injury, loss of privacy arising out of or\n    in any way related to the use of or inability to use the Service, third-party software and/or\n    third-party hardware used with the Service, or otherwise in connection with any provision of\n    the Agreement), even if the Company or any supplier has been advised of the possibility of\n    such damages and even if the remedy fails of its essential purpose.\n  ")]),t("p",[e._v("\n    Some states do not allow the exclusion of implied warranties or limitation of liability for\n    incidental or consequential damages, which means that some of the above limitations may not\n    apply. In these states, each party's liability will be limited to the greatest extent\n    permitted by law.\n  ")]),t("h2",[e._v('"AS IS" and "AS AVAILABLE" Disclaimer')]),t("p",[e._v('\n    The Service is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects\n    without warranty of any kind. To the maximum extent permitted under applicable law, the\n    Company, on its own behalf its and respective licensors and service providers, expressly\n    disclaims all warranties, whether express, implied, statutory or otherwise, with respect to\n    the Service, including all implied warranties of merchantability, fitness for a particular\n    purpose, title and non-infringement, and warranties that may arise out of course of dealing,\n    course of performance, usage or trade practice. Without limitation to the foregoing, the\n    Company provides no warranty or undertaking, and makes no representation of any kind that the\n    Service will meet your requirements, achieve any intended results, be compatible or work with\n    any other software, applications, systems or services, operate without interruption, meet any\n    performance or reliability standards or be error free or that any errors or defects can or\n    will be corrected.\n  ')]),t("p",[e._v("\n    Without limiting the foregoing, neither the Company nor any of the company's provider makes\n    any representation or warranty of any kind, express or implied: (i) as to the operation or\n    availability of the Service, or the information, content, and materials or products included\n    thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy,\n    reliability, or currency of any information or content provided through the Service.\n  ")]),t("p",[e._v("\n    Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on\n    applicable statutory rights of a consumer, so some or all of the above exclusions and\n    limitations may not apply to you. But in such a case the exclusions and limitations set forth\n    in this section shall be applied to the greatest extent enforceable under applicable law.\n  ")]),t("h2",[e._v("Governing Law")]),t("p",[e._v("\n    The laws of Finland, excluding its conflicts of law rules, shall govern the Agreement and your\n    use of the Service. If you are a European Union consumer, you will benefit from any mandatory\n    provisions of the law of the country in which you are resident in.\n  ")]),t("h2",[e._v("Disputes Resolution")]),t("p",[e._v("\n    If you have any concern or dispute about the Service, you agree to first try to resolve the\n    dispute informally by contacting the Company.\n  ")]),t("h2",[e._v("United States Legal Compliance")]),t("p",[e._v('\n    You represent and warrant that (i) you are not located in a country that is subject to the\n    United States government embargo, or that has been designated by the United States government\n    as a "terrorist supporting" country, and (ii) you are not listed on any United States\n    government list of prohibited or restricted parties.\n  ')]),t("h2",[e._v("Severability and Waiver")]),t("p",[e._v("\n    If any provision of the Agreement is held to be unenforceable or invalid, such provision will\n    be changed and interpreted to accomplish the objectives of such provision to the greatest\n    extent possible under applicable law and the remaining provisions will continue in full force\n    and effect.\n  ")]),t("p",[e._v("\n    Except as provided herein, the failure to exercise a right or to require performance of an\n    obligation under the Agreement shall not affect a party's ability to exercise such right or\n    require such performance at any time thereafter nor shall be the waiver of a breach constitute\n    a waiver of any subsequent breach.\n  ")]),t("h2",[e._v("Translation Interpretation")]),t("p",[e._v("\n    The Agreement may have been translated if we have made them available to you on the Service.\n    You agree that the original English text shall prevail in the case of a dispute.\n  ")]),t("h2",[e._v("Changes")]),t("p",[e._v("\n    We reserve the right, at our sole discretion, to modify or replace the Agreement at any time.\n    It is your responsibility to check the Agreement periodically for changes. If a revision is\n    material we will make reasonable efforts to notice you prior to any new terms taking effect.\n    What constitutes a material change will be determined at our sole discretion.\n  ")]),t("p",[e._v("\n    By continuing to access or use the Service after those revisions become effective, you agree\n    to be bound by the revised terms. If you do not agree to the new terms, in whole or in part,\n    please stop using the Service. The Company may also, in the future, offer new services and/or\n    features through the Service (including, the release of new tools and resources). Such new\n    features and/or services shall be subject to the terms and conditions of the Agreement.\n  ")]),t("h2",[e._v("Contact us")]),e._m(1)])},pt=[function(){var e=this,t=e._self._c;return t("ul",[t("li",[e._v("Expiration or revocation of consent from the ASPSP side;")]),t("li",[e._v("Errors occurred while data export.")])])},function(){var e=this,t=e._self._c;return t("p",[e._v("\n    If you have any questions about the Agreement, you can contact us by email at\n    "),t("a",{attrs:{href:"mailto:tilisy@enablebanking.com"}},[e._v("tilisy@enablebanking.com")]),e._v(".\n  ")])}],ht={},mt=Object(j["a"])(ht,dt,pt,!1,null,null,null),ft=mt.exports,bt=function(){var e=this,t=e._self._c;return 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