Comments for engineered portfolio

Comment on This is Not Your Parents Diversification – Investment STRATEGY Diversification by Chris Ludlow

Chris Ludlow — Fri, 14 Nov 2025 12:50:50 +0000

In reply to Aurélie.

Thanks Aurelie. As you can see we don’t post too often. I should have another one coming out soon.

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Comment on Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios by Recent Quant Links from Quantocracy as of 10/26/2025 - Quantocracy

Recent Quant Links from Quantocracy as of 10/26/2025 - Quantocracy — Mon, 27 Oct 2025 05:30:04 +0000

[…] Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios [Engineered … […]

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Comment on Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios by John Smith

John Smith — Thu, 23 Oct 2025 12:41:52 +0000

I’m about your age and have been following your strategy since 2018 or 2019, before 2020 is all I can remember now. But I stopped dual momentum when I (re)-discovered Bitcoin in 2021 and have just been 100% Bitcoin (and MSTR in my retirement accounts) and DCA-ing since. It brought me at least a ~10x in my family’s overall wealth since. I was drawn to it because I was a “gold bug” type of person out of highschool, and my strategy and theory could all be summed up as the “debasement trade”.

All of that is to say, I know you are have your doubts about gold ‘doing nothing’, but I ask you to consider the question “what is money”? And as you are an engineer, I highly recommend and think you would love to listen to the video series entitled “What is Money? Saylor Series” by Robert Breedlove (philosopher) and Michael Saylor (MIT graduate), which talks about this idea from a historical, economic, and engineering perspective. Just google “what is money saylor series” and you’ll find it on youtube. I saw you mentioned ‘crypto’ in your ‘mad money’ section, but I hope you meant Bitcoin only!

I used to just think passive investing in the SP500 was the best anyone could expect to do, as gold wasnt really an option either, until I rediscovered bitcoin again as basically gold 2.0. I had heard about bitcoin briefly in the past, but dismissed it until I actually read a true explanation, read the whitepaper by Satoshi, and then did more research, like the saylor series. Basically my philosophy is if you aren’t making at least 14% CAGR you aren’t keeping up with monetary debasement (inflation), and second, the problem with the SP500 is they are 490 dead companies, and 10 winners, and that I believe bitcoin will do AT LEAST better than the SP500’s 7-11% expected long term CAGR, so there is no reason to just not be 100% bitcoin with my retirement savings. (Anything savings I’d expect to not need for at least 4 years.)

Side note, I’d recommend looking into MSTR preferred stocks like STRC, if you are looking for a cash equivalent allocation getting ~10% yield. Especially going into a declining rate environment into 2026.

All the best to you and your family and would love comments from you or continued conversation because I love to talk about this stuff! This post was honestly kept much shorter than it could have been given the detail that I could have gone into!

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Comment on Accelerating Dual Momentum Investing by Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios – engineered portfolio

Thu, 23 Oct 2025 02:18:25 +0000

[…] led to me developing and publishing a strategy I called accelerating dual momentum. I initially developed it by looking at data going back to 1998 and trying to avoid much of the […]

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Comment on Historical Analysis of Bond Investment Returns Performance by Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios – engineered portfolio

Thu, 23 Oct 2025 02:18:21 +0000

[…] staples (see sector analysis), mid-cap value (see style analysis), and emerging market bonds (see bond analysis). You could also consider Vanguard’s conservative growth fund which is a “safe-ish” portfolio […]

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Comment on Mid-Cap Value Outperformance: Consistently Beating the S&P 500 by Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios – engineered portfolio

Thu, 23 Oct 2025 02:18:18 +0000

[…] weights 7 assets which include our loved consumer staples (see sector analysis), mid-cap value (see style analysis), and emerging market bonds (see bond analysis). You could also consider Vanguard’s conservative […]

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Comment on Historical Performance of US Equity Sectors by Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios – engineered portfolio

Thu, 23 Oct 2025 02:18:15 +0000

[…] Portfolio Stabilizer” equally weights 7 assets which include our loved consumer staples (see sector analysis), mid-cap value (see style analysis), and emerging market bonds (see bond analysis). You could also […]

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Comment on Solving the Great Diversification Debate: Gold, Commodities, Treasuries or REITs by Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios – engineered portfolio

Thu, 23 Oct 2025 02:18:09 +0000

[…] (that fall during inflation), gold is quite the hedge! One of my previous posts highlighted this: Solving the Great Diversification Debate. Note that this is only true in a portfolio that rebalances regularly (assumed annually in these […]

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Comment on The Basics of Behavioral Finance: Tips and Tricks to Combat Your Cave Man Brain by Envision Your Financial Future and Plan How to Get There with a Portfolio of Portfolios – engineered portfolio

Thu, 23 Oct 2025 02:18:02 +0000

[…] stick to your documented plan matters more than the specifics of your plan because it removes your caveman investment brain from the equation which will likely depend too much on emotion, have recency bias, and have an […]

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Comment on Solving the Great Diversification Debate: Gold, Commodities, Treasuries or REITs by Essential Asset Allocation Strategies to Maximize Bond Investing — Penpoin.

Sat, 18 Jan 2025 09:03:01 +0000

[…] into your portfolio, such as stocks, real estate, and commodities. These asset classes often have low correlations with bonds, meaning their prices tend to move independently. By combining assets with low correlations, you […]

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