A decentralized lending platform that enables users to borrow and lend funds based on their on-chain credit score.

Contract Address: 0x35859450841848f9dd847036abb78eb166efd587

Liz is a decentralized lending platform built on the CrossFi blockchain. It allows users to request loans and lend funds to others based on their credit score, which is dynamically calculated using on-chain activity.

• Borrowing: Users can request loans by specifying the amount and duration. The interest rate is determined by their credit score.
• Lending: Lenders can browse available loan requests and choose to fund them. Higher credit scores indicate lower risk.
• Credit Scores: Each user has a credit score that is updated based on their lending and borrowing activity. Repaying loans on time increases the score, while defaults lower it.
• Decentralization: The platform operates through smart contracts, ensuring transparency and eliminating the need for intermediaries.

• React for the frontend
• CrossFi Blockchain
• Solidity for smart contracts
• Ethers.js for blockchain interaction
• Covalent API for data aggregation

By providing a transparent and accessible lending market, Liz aims to democratize access to credit and enable more efficient allocation of capital.