Following a meeting with our senior managers, we have decided that PAY360 will still go ahead, but not on March 17th. We have decided to go for the same location, the Business Design Centre in just five months from now, when we think things will have calmed down and the situation is more familiar, on August 12th 2020.

We will ensure the content is updated to reflect the industry at this time. On behalf of the EPA community, we thank you for your support in these difficult times.

If you have any additional queries or questions, please feel free to reach out to us on [email protected]

Best wishes,
The PAY360 team

BDC will continue to follow advice from the Government, the Department of Health and Social Care and Public Health England. Based on current evidence, novel coronavirus (COVID-19) presents with flu-like symptoms including a fever, a cough, or difficulty breathing. The current evidence is that most cases appear to be mild.

Advice for UK Residents and International Visitors

The advice for UK residents who think they may be affected is to take common-sense steps to avoid close contact with other people, including not going to work, school or public areas and not using public transport. Those concerned should please contact 111 or make an appointment with their GP. International visitors can also contact 111 or 999.

NHS 111 is a 24 hours-a-day, seven days a week telephone advice service for members of the public to phone if they have an urgent medical concern; 999 is the contact number for the Ambulance, Fire Brigade and Police services and should be used in an emergency.

Please be aware that calls to 111 from a foreign-registered mobile phone, within the UK, may not work and may not be free. For anyone unable to call 111, the alternative number is 0300 020 0155.

 Attending Events at Business Design Centre (BDC)

If you are due to attend an event at the BDC and think you may be affected, please stay indoors, either at home or within your accommodation, avoiding contact with other people and please contact NHS 111 or 999.

If you have travelled from the following countries, we recommend that you do not come to the venue and avoid contact with people until you have been back in the country for 14 days, even if you do not have symptoms.

• China
• Thailand
• Japan
• Republic of Korea
• Hong Kong
• Taiwan
• Singapore
• Malaysia
• Macau
• Northern Italy
• Vietnam
• Cambodia
• Laos
• Myanmar

If you are experiencing symptoms, including cough, fever or shortness of breath, you should not travel to events at the venue, even if your symptoms are mild.

Feeling Unwell Whilst Onsite

If you begin to feel unwell whilst attending an event at the BDC, please visit the First Aid Room on the third floor of the venue.

There are hand sanitisers at every toilet facility in the venue and at the entrance to the building. We are actively encouraging staff, exhibitors, tenants and guests to maintain good personal hygiene, with advice displayed around the venue.

This is a developing situation and we ask that you refer to the latest information and advice on this matter from the Department of Health and Social Care and Public Health England, which is kept up to date on the gov.uk website.

British people travelling and living overseas following the outbreak of novel coronavirus should check the Foreign and Commonwealth Office travel advice.

Summary of Action Taken

• The UK has introduced advanced monitoring at airports with direct flights from China.
• A team of public health experts has been established in Heathrow to support anyone travelling in from China who feels unwell. These hubs will bring in rotational teams of 7 clinicians, working in shifts, who will be on hand to support patients on arrival. This is in addition to medical staff who are already permanently in place at all UK airports and the advice issued to all UK airports for people travelling to and from China.
• The government has issued clinical guidance for the detection and diagnosis of novel coronavirus (COVID-19), and infection prevention and control.
• The Chief Medical Officer, Medical Director at PHE and Medical Director at NHSE/I have issued advice via a CAS (Central Alerting System) alert to frontline staff to increase awareness of the situation and any actions to take.
• Most people who develop symptoms will get them after leaving the airport and so the priority is providing UK residents and travellers with the latest information to make sure they know what to do if they experience symptoms, and the NHS and PHE have an established plan to respond to someone who becomes unwell.
• China has also introduced port-of-exit screening so people already exhibiting symptoms are not allowed to leave the country.

Over 600 attendees from across the payments industry came together last week to collaborate, network and learn at the Emerging Payment Association’s (EPA) PAY360 conference, in association with Visa. It was the biggest edition of the payments conference yet, taking place in a new, larger location at the Business Design Centre in London.

The event featured over 45 payments industry stalwarts, including Jeni Mundy of VISA, Maha El Dimachki of the FCA, Marion King of NatWest, Scott Abrahams of Mastercard, Tao Tao of Alipay, Laura McCracken of Facebook, Julian Sawyer of Starling Bank, and Will Sorby of N26, delivering talks and panel discussions on the theme of ‘Improving, understanding and exploring real-world innovations’.

Marion King, Director of Payments at Natwest, talked about how to balance customer expectation, innovation and regulation. “Let’s think about today,” she said, “as well as the excitement of future digital innovation. How does regulation play in? And what do customers want – all customers? These things create tension. We want to go faster, but we want it to be safe, and those two things aren’t always complementary.”

In an all-star panel discussion entitled ‘Adapt or Die – Digital Banking Transformation’, market leaders explored best practice in everything from overcoming legacy challenges to changing work cultures within the Fintech banking space. Søren Rode Andreasen, Chief Digital Officer at Danske Bank, commented, “Technology is readily available, and everyone knows what to do. But what is stopping bankers deploy this is their culture.”

Closing the conference, Andrea Dunlop, Chair of the EPA Advisroy Board and CEO of Paysafe, spoke about how inclusion is one of the most important hurdles for the payments industry to overcome. “Companies are becoming more customer and consumer centric,” she said, “creating products that are more inclusive. And it’s refreshing that the industry is being realistic and acknowledging that there are still steps to be taken towards improvement.”

The conference was supported by the PAY360 Event App, which encouraged delegates to line their digital wallets with the Collaborite cryptocurrency. Collaborite could be earned by scanning exhibitor QR codes and scheduling meetings using the app. This could then be spent at the PAY360 store, with the day’s top prize being gift voucher and tablets from Amazon. The app also facilitated the payments trivia game, Trivial Paysuit, which had a first prize consisting of a McLEAR payment ring pre-loaded with £1000.

Anna Campagnoli, Portfolio Director at the EPA, said. “The 2019 event was an enormous success, with our largest number of attendees yet and over nine hours of learning and networking. Some of the biggest thought leaders in payments gave fantastic talks on the hottest industry topics, delivering invaluable insights and knowledge. We’re already planning how to make the 2020 event even bigger and better.”

Choosing the right payments option can be the best early decision your business makes

If you are currently setting up your platform and are starting to think about payments, bear in mind, platform payments work differently than payments for more traditional ecommerce businesses.

For traditional ecommerce businesses, the payment flow is simple. Money is transferred from a buyer to a seller using a payment gateway and acquirer. We won’t walk you through the entire ‘four-party model’ (as it is known) now, but if you’re interested in how it works, this article explains it well. This is how online card payments have been made for decades, with the experience becoming sleeker and quicker for the customer in recent years.

Read the rest here and hear more from Paybase when Anna Tsyupko, CEO and founder of Paybase, talks at the Diversity In PayTech Discussion: Shifting the Balance – How to successfully promote diversity and inclusion in your organization?

Cecilia Harvey Founder & Chair Tech Women Today	Paul Hughes Participant Engagement Manager OBIE
Jeremy Nicholds CEO Judopay	Anna Tsyupko CEO & Co-Founder Paybase

Meet the exhibitors

From banks to card networks, from goverment entities to startups – PAY360’s exhibitors represent both the present and the future of the PayTech industry.

Amongst the exhibitors…

Open Banking	Token.io	Transactive

See all exhibitors

We are delighted to announce the Regional Managing Director, UK & Ireland at Visa as our Opening Keynote Speaker, and the CEO – Merchant Acquiring at Paysafe as Conference Chair.

Take a look at the second round of speakers:

Jeni Mundy Regional Managing Director, UK & Ireland Visa	Alex Weber Head of International Markets N26
David Thomasson Product Director, Payments & Commercial Lending Metro Bank	Nilixa Devlukia Head of Regulatory Open Banking
Mishal Ruparel General Manager Banking Circle	Andrea Dunlop CEO – Merchant Acquiring Paysafe

Anders la Cour, CEO of Banking Circle said: “Businesses operating in the FinTech and PayTech sectors are facing numerous opportunities and challenges, both domestically in the UK and globally.  It’s more important than ever, therefore, for these enterprises to have a forum in which to collaborate and learn from each other, so that they can deliver leading edge solutions that further the digital economy.  And we’re excited to be part of the EPA’s plans for PAY360 to provide that forum.”

Event Director Mike Seaman, who has organised several award-winning events, is building PAY360 to double the size of 2018, not only in terms of attendees and exhibitors, but also in opportunities to see. Next year the conference with revolve around the theme “Improving Trust and Understanding of Payments Amongst Consumers and SMEs”, and will explore consumer and SME understanding of how digital payments can help them. The conference will still feature the elements that have underpinned the event over the last five years – led by the community, unparalleled networking opportunities, international keynote speakers, and thought-provoking discussions.  But a range of new innovative ideas will extend the value of the conference to delegates.

In particular, through Banking Circle’s sponsorship of the PAY360 Business Lounge, delegates will be able to network, conduct meetings, catch up on work as well as recharge themselves and their devices.

Banking Circle will also give a presentation on the show floor using the dynamic PechaKucha format – the speaker will have 20 slides with 20 seconds for each to deliver Banking Circle’s core messages.

Banking Circle’s sponsorship of PAY360 is part of a larger commitment to promote growth of the UK payments industry globally, which also includes Banking Circle’s sponsorship of the Emerging Payments Association’s Project International Trade, which has spearheaded trade missions for EPA members around the world, including China, Australia, New Zealand, Mexico, and Serbia.  As a result, it has given EPA members access to new market knowledge, platforms to raise their profile, and the opportunity to develop strong business ties in nascent and growing markets.

 “We are delighted to welcome Banking Circle as a sponsor of PAY360. This is a major brand partnership and is another milestone in our ambitious plans to double the PAY360 event in 12 months”, said Mike Seaman. “It is fantastic to have innovative EPA members such as Banking Circle supporting our plans and demonstrating their commitment and support of the EPA community.”

For further details follow this links:

PAY360

-Ends-

About the Emerging Payments Association

The Emerging Payments Association (EPA) connects the payments ecosystem, encourages innovation and drives profitable business growth. Our goals are to strengthen and expand the payments industry to benefit all stakeholders.

We achieve this by shaping a comprehensive programme of activities for our members with help from an independent board, which addresses key issues impacting the industry.

These include:

The EPA is over 130 members strong and growing. Our members come from across the payments value chain; including payments schemes, banks and issuers, merchant acquirers, PSPs, retailers, and more. These companies come together, from across the UK and internationally, to join our association, collaborate, and speak with a unified voice.

About Banking Circle

Banking Circle is a next-generation provider of mission-critical financial services infrastructure leading the rise of a super-correspondent banking network. Banking Circle empowers banks and financial tech businesses to support customers’ trading ambitions – domestic and global – whilst reducing risk and the operational cost of transactions. Banking Circle solutions are increasing financial inclusion by helping thousands of businesses transact across borders in a way that was previously not possible.

In 2013 Saxo Bank formed a new entity, Saxo Payments A/S, with the purpose of using Saxo Bank’s core capabilities within the non-cash payments market. In October 2015 the company launched the Banking Circle – its ground-breaking product for payments and FX to the Financial Tech industry. In October 2017, the company launched its new identity for Banking Circle, to reflect its position as a financial utility servicing Financial Tech businesses and banks. In October 2018 the deal was completed for Banking Circle to be acquired by EQT VIII and EQT Ventures, in partnership with Banking Circle’s founders.

Domiciled  in the European Union, Banking Circle specialises in providing global banking services including accounts, payments, lending and foreign exchange services to financial institutions, including FinTechs, banks, acquirers, payment service providers, FX brokers, money transfer businesses, e-wallets, and alternative payment providers.

For further information and interviews please contact the Banking Circle Press Office:

Wendy Harrison/Lucy Wright – Harrison Sadler

T: 0208 977 9132

E: [email protected]

Without trust and understanding, adoption of new payments products will be limited, and growth of the payments industry will falter. Speakers and attendees at PAY360 will together explore topics like:

• How do consumers and SMEs use payments products?
• What do consumers want from providers of payments services, including banks?
• From what sort of organisations do consumers want banking services?
• Are regulations such as PSD2 protecting consumers or inhibiting innovation?
• What are consumers using to make payments around the world?
• Who is driving the change, the innovator or the consumer?

This more customer centric theme is one of many new initiatives made by PAY360 Event Director Mike Seaman, who’s goal it is to double PAY360 in size, not only in terms of attendees and exhibitors, but also in opportunities to see. These initiatives range from using the dynamic PechaKucha format, an interactive event app underpinned by its own cryptocurrency and linked to a retail outlet, a meet the speakers feature and an opportunity for delegates to win £1,000 in our quiz shoot-out Trivial Paysuit.

These initiatives would not have been possible to implement without the support of Visa, who remain our Headline Sponsor for the second year in a row.