Comments for Retire In Progress https://retireinprogress.com Tue, 17 Feb 2026 08:03:53 +0000 hourly 1 https://wordpress.org/?v=6.9.4 Comment on How I track my finances using spreadsheets Part 3: Net Worth by Taxplus Accountants. https://retireinprogress.com/how-i-track-my-finances-using-spreadsheets-part-3-net-worth/#comment-4235 Tue, 17 Feb 2026 08:03:53 +0000 https://retireinprogress.com/?p=7689#comment-4235 Hello
It’s impressive how detailed your Net Worth tracking is, especially with multiple currencies and tax considerations for TDAs and dividends. One thing I’d suggest is keeping a separate sheet for investments that automatically calculates total value, dividends, and currency conversions—it can simplify snapshots and reduce circular references. Also, using iterative calculations cautiously is smart, but pairing them with consistent checks against official statements can help prevent small errors from compounding over time.

]]> Comment on How I track my finances using spreadsheets Part 3: Net Worth by Taxplus Accountants. https://retireinprogress.com/how-i-track-my-finances-using-spreadsheets-part-3-net-worth/#comment-4233 Wed, 11 Feb 2026 03:18:22 +0000 https://retireinprogress.com/?p=7689#comment-4233 Hello,
Great post and great blog! I hope I am finally able to comment on your post! I am presently binge-reading your blog from the start, but I took a detour to the post regarding your NW sheets to create my own. Having completed my master’s degree and begun working, I am in urgent need of one.
Thanks

]]> Comment on Books by Manuel Bertinazzi https://retireinprogress.com/external-resources/books/#comment-4231 Mon, 02 Feb 2026 10:40:37 +0000 http://retireinprogress.com/?page_id=78#comment-4231 Ciao Mr. RIP,

Grazie della lista, molto bella.

Manca un libro pero’ “Autobiografia di uno Yogi” – Enjoy it 🙂

]]> Comment on I moved our Pillar 3A accounts to Finpension by Pawulos Achiso https://retireinprogress.com/i-moved-our-pillar-3a-accounts-to-finpension/#comment-4230 Thu, 29 Jan 2026 19:42:30 +0000 https://retireinprogress.com/?p=8605#comment-4230 In reply to MrRIP.

OK nice you say finpension

]]> Comment on La Mia Storia by Enzo https://retireinprogress.com/blog/italiano/la-mia-storia/#comment-4229 Sun, 11 Jan 2026 17:45:59 +0000 https://retireinprogress.com/?page_id=9624#comment-4229 Buonasera, sono un ragazzo di 25 anni che ha finito da poco gli studi come Bauführer in Ticino, mi sono trasferito da Dicembre 2025 in Svizzera Tedesca nel Canton Vallese per esercitare la professione in una grande impresa edile.

A breve vorrei eseguire il terzo pilastro. Il principale vantaggio è la deduzione fiscale annuale, che consente di ridurre le imposte e di costruire una pensione complementare per colmare le lacune del primo e secondo pilastro.

In futuro vorrei investire in asset, principalmente nell’immobiliare. Nel mio caso, però, la criticità è la scarsa flessibilità di questi prodotti, il capitale del terzo pilastro può essere utilizzato (pegno o prelievo anticipato) solo per l’abitazione principale e non per vari investimenti immobiliari a scopo di lucro, come la compravendita di appartamenti. Per capire la mia situazione finanziaria attuale e futura ho bisogno un consulente specializzato per questi investimenti, ho visto alcuni dei suoi video e trovo interessanti i terzi pilastri con la società Viac, Finpencion, Truel ma leggendo i loro siti non hanno dei consulenti per fare un’analisi personale del cliente.
Visto che e comunque un investimento importante che dura anni cosa mi consiglia di fare?

]]> Comment on Italia by MrRIP https://retireinprogress.com/blog/italiano/#comment-4227 Thu, 25 Dec 2025 09:11:19 +0000 https://retireinprogress.com/?page_id=6786#comment-4227 In reply to SERGIO.

Grazie Sergio, buone feste e buona lettura del mio vecchio blog 🙂

]]> Comment on Italia by SERGIO https://retireinprogress.com/blog/italiano/#comment-4226 Wed, 24 Dec 2025 18:59:04 +0000 https://retireinprogress.com/?page_id=6786#comment-4226 Caro Mr. RIP,
interessante il tuo punto di vista su alimentazione e il tuo “Esperimento Vegetariano”…
Anche io da sperimentatore ho fatto tentativi più per motivi di salute che etici, scoprendo poi che vegetariano o vegano non è sinonimo di dieta sana.
Poi sono arrivato ad una alimentazione che si può definire Vegetale a base naturale.
Dato che sei ancora uno dei pochi a cui piace leggere, una lettura simpatica: In Defense of Food An Eater’s Manifesto.

in realtà volevo scriverti di finanza… ma mi ha colpito l’articolo! Sarà per la prossima…

un caro saluto

]]> Comment on ETF List 2019 Part 1: USA by MrRIP https://retireinprogress.com/etf-list-2019-part-1-usa/#comment-4221 Mon, 01 Sep 2025 21:45:55 +0000 https://retireinprogress.com/?p=4814#comment-4221 In reply to klw.

I’m currently holding my USD cash liquidity (110k USD) in BOXX 🙂

]]> Comment on ETF List 2019 Part 1: USA by klw https://retireinprogress.com/etf-list-2019-part-1-usa/#comment-4220 Mon, 01 Sep 2025 21:21:16 +0000 https://retireinprogress.com/?p=4814#comment-4220 Hi!

I just learnt about the BOXX ETF (ISIN=US02072L5654) as a possibly tax optimal way of “parking” USD cash for Swiss investors.
Maybe another idea for your ETF list?

Source: https://www.reddit.com/r/SwissPersonalFinance/comments/1b1ow26/tax_optimized_tbill_return_etf_boxx/?utm_source=chatgpt.com

]]> Comment on I have a dream by Fabio https://retireinprogress.com/i-have-a-dream/#comment-4219 Thu, 07 Aug 2025 20:27:20 +0000 http://retireinprogress.com/?p=381#comment-4219 The more I read your blog the more it resonates with my own experience, and this post is yet another example, you’d be surprised how many times I’ve played with this idea in conversations with my wife or likeminded colleagues and friends!
Would love to connect if you’re still playing with this idea, although it’s been a few years since the post

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