These Terms of Service (“Terms”) govern your use of Selfsia and related services offered by Self Software Systems SIA (registration number 40203713044), Latvia (“we”, “us”, “Selfsia”). By using Selfsia, you agree to these Terms. If you do not agree, do not use the service.

Selfsia provides financial management tools, including analytics, transaction tracking, statements, and data source integration. We may add, change, or discontinue features with reasonable notice where practicable.

You must provide accurate information when registering and keep your account secure. You are responsible for all activity under your account. You must be at least 18 years old (or the age of majority in your jurisdiction) to use the service.

You agree not to:

• Use the service for any illegal purpose or in violation of applicable laws.
• Attempt to gain unauthorised access to our systems, other accounts, or third-party data.
• Interfere with or disrupt the service or other users’ use of it.
• Scrape, reverse-engineer, or automate access beyond normal use without our permission.
• Resell or sublicense the service unless we agree in writing.

We may suspend or terminate your access if we reasonably believe you have breached these Terms.

You retain ownership of the data you upload or create. Our use of your data is described in our Privacy & Cookie Policy. By using Selfsia, you also agree to that policy.

Selfsia (including the software, design, and branding) is owned by us or our licensors. We grant you a limited, non-exclusive, revocable licence to use the service in accordance with these Terms. You do not acquire any ownership or rights in our intellectual property.

The service is provided “as is”. We do not guarantee that it will be uninterrupted, error-free, or fit for a particular purpose. Selfsia is a tool to help you manage financial information; it does not constitute legal, tax, or financial advice. You are responsible for your own decisions and compliance.

To the maximum extent permitted by law, we and our affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or goodwill, arising from your use of the service. Our total liability for any claims arising from or related to these Terms or the service shall not exceed the amount you paid us in the twelve months before the claim (or one hundred euros if you have paid nothing).

You may stop using the service at any time. We may suspend or terminate your access for breach of these Terms, for legal or regulatory reasons, or if we discontinue the service. On termination, your right to use the service ends. Provisions that by their nature should survive (including disclaimers, limitation of liability, and governing law) will remain in effect.

We may update these Terms from time to time. We will post the revised Terms on this page and update the “Last updated” date. Continued use of the service after changes constitutes acceptance of the new Terms. If you do not agree, you must stop using the service.

These Terms are governed by the laws of Latvia. Any disputes shall be resolved in the courts of Latvia, unless mandatory law requires otherwise.

For questions about these Terms, contact us at the email address on our website or at our registered office: Self Software Systems SIA, Latvia.