You need a budget. You don't need a subscription.

You did the hard part. You learned to give every dollar a job, to roll with the punches, to age your money. You tracked every coffee and every paycheck. You evangelized your budgeting app to your friends.
And then the price went up. And up. And up. For nothing in return. It's an awkward relationship: you're trying to save money. They want to raise prices. By now, you feel like a taxable royal subject to an app that still can't sync with half your banks.
Meanwhile, your financial data sits on someone else's server, and a third party has your bank credentials.
It doesn't have to be that way. Imagine...
...if you could own a budgeting app the way you can own a calculator. You bought it. You own it. It doesn't send you renewal notices.
...if your financial data could stay between you and your bank.
...if your budget app worked with all your banks, no matter what country you're in.
...if all this cost you less than a year of your old subscription, and it's yours forever.
That's Surebeans.

Surebeans is the only budgeting app that imports from any bank without giving your credentials to a third party. It's private, powerful, and economical. It runs on your computer, not on someone's server. Coming from YNAB? Import your budget in a few clicks.
Five years of YNAB: $654. Five years of Surebeans: $79.
For the curious (and the nerds)
- Familiar workflow. Plan Spending, Import Transactions, Categorize Spending, Reflect
- Data import
- Automated Import with Beanscrape (free!)
- Automated Import with SimpleFIN ($15/year sub)
- Automated Import with the YNAB API
- Manual Import - nYNAB, YNAB4, CSV, OFX, QFX
- Edit History. Accidentally renamed 3000 transactions? Undo with one click
- Rules. Automation renames e.g. "amzn 1234-xyz" to "Amazon" and categorizes as "Shopping"
- Offline and Private. Works without internet. All data stays on your computer unless you enable sync.
- Sync. Share your budget with other devices. We don't run a web service. Instead, use any of these free "bring your own cloud" options: Dropbox, WebDAV, S3 and S3-compatible, SFTP, git protocol, Git forge APIs (GitHub, GitLab, Gitea/Forgejo)
- Runs on any computer. Windows, macOS, Linux, and your web browser*
- Plain Text Storage - Your data is stored in human-readable
hledgerjournal files.grep-able, if that's your thing. - Git-Friendly - Each budget has its own git repo. Sync to other devices with
git push/pull - Simple desktop app. No web service to self-host, unlike Actual Budget.
* Some features are only available in the desktop version: Beanscrape, SFTP, git protocol.
Excited to cancel another subscription?
Try Surebeans now!
Other options
What's next? Run the installer you just downloaded. Then, read the guide to start budgeting.