Earn higher net returns today
Achieve your savings goals with Versa Cash and Versa Cash‑i, our low‑risk funds that are better than your traditional savings account
Get to know Versa Save
Versa Cash and Versa Cash-i are our low-risk savings funds. The funds are strategically allocated to provide you competitive returns on par with Fixed Deposits, with the freedom to cash out anytime.
Grow your savings with AHAM Capital's Money Market Funds
We aim to
Grow your savings faster and better
An essential part of financial planning is saving. Money market funds are an option for Malaysians who want to build their savings while maintaining flexibility. As they are designed to prioritise liquidity and low volatility, it is typically used by investors with a focus on preserving their savings. Having savings in Malaysia can help with short-term financial goals or supplement everyday needs.
Experience same-day withdrawal with Versa Cash-i (AHAM Enhanced Deposit Fund)
Cash out before 10:00 AM on a business day
No Lock Ins
Access your savings anytime with the flexibility to cash in and out without penalties
Enjoy zero fees
No hidden charges, no surprises. Enjoy the maximum benefits of your savings
Start with RM10
Start small, achieve big on your own terms
Explore our offerings
Choose from an array of funds to meet your needs, goals and risk appetite:
Versa Cash‑i
AHAM Aiiman Enhanced-i Profit Fund
Low-risk money market fund
Same day withdrawal if done before 10:00 AM
3.22% p.a.
Base Nett Return for February 2026 (After Fees)
RM 62.7 M
Fund Size as of Jan 2025
Versa Cash
AHAM Enhanced Deposit Fund
Low-risk money market fund
Next day withdrawal if done before 3:00 PM
3.41% p.a.
Base Nett Return for February 2026 (After Fees)
RM 1.9 B
Fund Size as of Jan 2025
Enjoy Zero Fees
SALES FEES
RM0.00
&
WITHDRAWAL FEES
RM0.00
What Versa Save Short-term Savings Can Be Used For
Short-term savings can be used for various purposes, such as managing planned expenses, travel, emergency funds and upcoming financial commitments. Versa Save may be used to grow savings with clearer visibility and flexibility to meet their financial goals.
Prepare for Unexpected Expenses
Short-term savings support unplanned expenses such as car repairs or home maintenance. Having some savings funds helps reduce stress during these times.
Manage Short-term Financial Commitments
Set aside savings for upcoming expenses like insurance premiums, school-related costs, festive spending or planned purchases. This keeps monthly budgeting more predictable.
Build Emergency Funds
Short-term savings provide a buffer during temporary income changes or emergencies. This helps individuals stay prepared without disrupting long-term financial plans.
Support Lifestyle or Personal Goals
Short-term savings are commonly used for family trips, home upgrades, gadgets, celebrations or other personal financial goals. Saving in advance helps Malaysians enjoy these milestones.
Cash Flow Management
Short-term savings help balance cash flow during months with higher expenses. This helps prevent financial strain when you have increased financial commitments.
Build Better Financial Habits Over Time
Short-term savings encourage financial discipline in setting aside small amounts regularly and tracking spending. These habits help improve overall financial planning for the long-term.
Explore Our Other Solutions
Versa PRS
Save for retirement and enjoy up to RM900* of tax savings!
Versa Invest
Leave it to expert fund managers to invest for you from just RM100!
Recent Articles
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Frequently Asked Questions
Investing with Versa means choosing lower risks with potentially higher returns. Versa invests in a specific Money Market Fund called the Affin Hwang’s Enhanced Deposit Fund which only invests in low-risk assets – short term deposits in multiple Malaysian banks. Next, Versa lets you make the most out of your money. Unlike Fixed Deposits which only offers basic interest, Versa offers interest that is compounded daily. Finally, you can make on the spot decisions with Versa. With Versa, you can withdraw anytime with all the interest earned and expect your money to be in your bank account within the next day* – with no penalties!
Versa Cash-i is the shariah compliant option. It invests into a specific Money Market Fund known as Affin Hwang Aiiman Enhanced i-Profit Fund.
Money market funds are not protected by PIDM. However, the Versa Fund places / diversifies our customer’s funds in multiple short term deposits of multiple Malaysian banks. In an unlikely case that one bank were to go under, it would only slightly affect the return of the fund.
With Versa, our onboarding process is super convenient, hassle-free, and paperless.
Your account can be opened via your mobile within 5 minutes. Versa also allows you to start cash in with a low entry fee of only RM10 (As of March 2023), whereas the minimum amount for directly investing is RM10,000.
It is also very convenient to perform subsequent cash ins via the app. The Versa dashboard also provides you with an interactive view of your portfolio’s performance.
