Enterprise-grade financial infrastructure
Direct Fed connectivity. Native ledgering. Multi-bank architecture.

More embedded finance runs on Unit than any other platform
Teams choose Unit for the ability to operate complex financial programs with confidence: from early scale to millions of users.
Build with full control

Access to core financial systems
Unit integrates directly with the Federal Reserve and card networks through its bank partners, giving you faster settlement, greater control and resilience at high volume.

Own your direct relationship with banks
Gain a strategic partner with deep risk and oversight expertise. Start with one partner and add others over time, without re-architecting your product.
Built to run real financial programs

Start with strong defaults
Use built-in capabilities (ledgering, statements, card processing, and fraud tools), without designing bank-grade workflows from scratch.

Own your stack, at your pace
Bring your own systems and logic across onboarding, risk, and payments. Choose which layers you own to fit your operating model.

Operational control, built in
Use the Unit Dashboard as a single source of truth to manage operations, risk, and compliance, with permissioned access and audit-ready logs.
Build and scale with a complete platform
Build on Unit at any level of abstraction, from core APIs to higher-level components, all on one platform.









