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loan-prediction

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This project automates bank credit risk assessment using AI and machine learning models to predict loan defaults. It streamlines the credit process with predictive analytics, model evaluation, explainability (SHAP), and deployment readiness.

  • Updated May 29, 2025
  • JavaScript

This repository contains a machine learning-based predictive model for automating loan eligibility assessments. Using features such as demographic details, loan information, and credit history, the model predicts whether a loan should be approved or denied.

  • Updated Aug 27, 2025
  • Jupyter Notebook

A Decision Tree Classifier was implemented to predict personal loan acceptance using a dataset of 5,000 customers. Key features included income, education, mortgage, and credit card usage. The model achieved 97% accuracy, with 92% precision and 76% recall for positive loan predictions, validated using a classification report and confusion matrix.

  • Updated Jun 21, 2025
  • Jupyter Notebook

贷款计算器 & 还贷模拟器。支持商贷/公积金/组合贷、等额本息/等额本金/自由还款三种方式,可多次利率变更和提前还款并按天精确计息。提供还款模拟(智能分析最优方案)、机会成本分析(提前还款 vs 投资理财)、多方案对比、数据可视化。内置 LPR 利率表,数据全部本地运算及存储,PWA 离线可用。

  • Updated Apr 6, 2026
  • TypeScript

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