Description

Documentation Updates:

• docs/api.md: Added comprehensive API documentation, including endpoints for fetching token rates, verifying accounts, fetching supported institutions and currencies, and managing payment orders.
• docs/contracts/Gateway.md: Improved formatting and added missing details to the Gateway contract documentation.
• docs/contracts/index.md: Introduced a new section for contracts documentation.

Issue and Pull Request Templates:

• .github/ISSUE_TEMPLATE/Bug_report.md: Added a new bug report template to guide users in reporting issues effectively.
• .github/ISSUE_TEMPLATE/Feature_request.md: Added a new feature request template to collect detailed information about requested features.
• .github/PULL_REQUEST_TEMPLATE.md: Added a new pull request template to ensure comprehensive descriptions and testing details for new PRs.

Code Owners:

• .github/CODEOWNERS: Assigned default code owners for the repository to streamline the review process.

README.md Restructuring:

• README.md: Updated the file to provide a clearer description of the project and removed outdated deployment instructions. [1] [2]

Checklist

• I have added documentation and tests for new/changed functionality in this PR
• All active GitHub checks for tests, formatting, and security are passing
• The correct base branch is being used, if not main

By submitting a PR, I agree to Paycrest's Contributor Code of Conduct and Contribution Guide.
This pull request includes several updates to documentation, issue templates, and code owners. The most important changes include the addition of new API documentation, updates to issue and pull request templates, and the restructuring of the README.md file.