Mate

Finance, deconstructed.

A clean, offline-first personal finance tracker built with privacy at its core.
No accounts. No cloud. No data harvesting. Just you and your money.

 

Mate is a personal finance app for Android that keeps everything on your device. No sign-ups, no servers, no subscriptions. Track your spending, manage budgets, monitor loans and subscriptions — all in a minimal, monospace-driven interface inspired by Nothing OS.

Built by Byontriq.

• Multi-wallet management — cash, bank accounts, credit cards, savings
• Transaction tracking — income, expenses, and wallet-to-wallet transfers
• Custom categories — create, reorder, color-code with 50+ icons
• Budget tracking — weekly or monthly, per-category or overall
• Subscriptions — auto-processing with smart renewal detection
• Loans — track money given and taken, with payment history
• Recurring income — salary, freelance, investments auto-deposited
• EMI calculator — credit card installment planning

• Three themes — Pure Black, Grey, and Light
• Monospace aesthetic — GeistMono typography throughout
• NDot57 display font — for numbers and headings
• Smooth animations — spring-based sheets, reanimated transitions

• 100% offline — all data stored locally via AsyncStorage
• Biometric lock — fingerprint or face authentication
• Configurable auto-lock — immediate to 10 minutes
• Full data export/import — Excel (.xlsx) and JSON backup
• Zero telemetry — no analytics, no tracking, no third-party data sharing

• Android home screen widgets — Budget ring, Quick Add, Spending Insights
• Smart notifications — customizable reminders for bills and due dates
• Multi-currency support — 49 currencies with compact formatting
• What-If calculator — simulate financial scenarios
• Insights dashboard — spending patterns and trends

• Download — Grab the latest APK from mate.byontriq.xyz
• Feedback — Report bugs and suggest features on Discord
• Export your data anytime — you always own your information